Bank/Housing
Finance Corporation |
Processing
Fee |
Pre-Payment
Penalty |
0-5 Years |
6-10 Years |
Over 10 Years |
| |
|
|
Fixed |
Floating |
Fixed |
Floating |
Fixed |
Floating |
| ABN-Amro |
0.50% |
No penalty if upto 25% of loan is cleared per year. Else 2% on the amount in
excess of 25% |
7.75 |
7.25 |
7.75 |
7.75 |
7.75 |
7.25 |
| Allahabad Bank |
0% |
|
7.75 |
7.25 |
8.25 |
7.75 |
8.75 |
7.75 |
| Andhra Bank |
|
2% |
8.50 |
8.00 |
9.25 |
8.75 |
9.50 |
9.00 |
| Bank Of Baroda |
0% |
Upto 3% |
9.0 |
7.50 |
9.5 |
8.0 |
10.0 |
8.25 |
| Bank of India |
|
|
8.5 |
7.5 |
9.25 |
7.75 |
9.25 |
8.25 |
| Bank of Maharashtra |
|
|
- |
7.5 |
- |
8.0 |
- |
8.25 |
| Bank of Punjab |
|
|
11.75 |
7.50 |
11.75 |
7.50 |
11.75 |
7.50 |
| Bank of Rajasthan |
|
|
8.0 |
7.5 |
8.25 |
7.5 |
8.5 |
8.0 |
| Birla Home Finance |
|
|
8.00 |
8.00 |
8.5 |
8.5 |
8.75 |
8.75 |
| Central Bank of India |
0% |
0 |
8.5 |
8.0 |
9.0 |
8.5 |
9.5 |
9.0 |
| Corporation Bank |
0% |
0 |
8.0 |
7.5 |
9.00 |
8.25 |
- |
8.50 |
| Canara Bank |
|
|
8.0 |
7.50 |
9.00 |
8.00 |
9.25 |
8.00 |
| Can Fin Homes |
|
|
7.75 |
7.25 |
8.75 |
8.0 |
8.75 |
8.0 |
| Citibank |
|
|
8.25 |
8.25 |
8.25 |
8.25 |
8.25 |
8.25 |
| Dena Bank |
0.50% |
0% |
8.75 |
7.25 |
9.25 |
7.75 |
9.50 |
8.0 |
| Dewan Housing Finance Ltd – DHFL |
0 |
0 |
8.5 |
8.0 |
8.5 |
8.0 |
8.5 |
8.0 |
| Federal Bank |
|
|
- |
7.25 |
- |
7.5 |
- |
8.0 |
| GIC Housing Finance |
|
|
9.75 |
7.5 |
9.75 |
8.0 |
10.0 |
8.25 |
| HDFC Bank |
1.0% |
2% |
8.75 |
8.25 |
8.5 |
8.0 |
8.25 |
7.5 |
| HSBC |
1.8% |
Up to 25% of the loan amount every financial year - NIL, For amount over 25% of loan amount in every financial year- 2% of amount prepaid |
8.0 |
7.75 |
8.0 |
7.75 |
8.0 |
7.75 |
| IDBI |
0.75% |
2% |
9.25 |
7.5 |
9.25 |
8.0 |
9.25 |
8.25 |
| ICICI |
0.50% |
2% |
9.0 |
8.0 |
9.0 |
8.0 |
9.0 |
8.0 |
| Indian Bank |
0 |
0 |
7.75 |
7.25 |
8.25 |
7.75 |
8.75 |
7.50 |
| Indian Overseas Bank |
0.5% |
|
8.25 |
7.75 |
9.25 |
9.25 |
|
|
| Kotak Mahindra Bank |
|
Nominal fee |
8.5 |
8.5 |
8.25 |
7.25 |
8.0 |
7.5 |
| LIC Housing Finance |
1% |
|
8.0 |
7.5 |
8.0 |
7.5 |
8.0 |
7.5 |
| Oriental Bank of Commerce |
|
|
8.0 |
7.5 |
8.5 |
8.0 |
8.75 |
8.25 |
| Punjab National Bank |
|
|
9.25 |
7.75 |
10.25 |
8.0 |
10.5 |
8.25 |
| Standard Chartered Bank |
|
No fee for part-prepayment. Else 2.5% |
10.5 |
10.5 |
10.5 |
10.5 |
10.5 |
10.5 |
| State Bank Of Hyderabad |
|
|
7.5 |
7.25 |
8.25 |
8.0 |
8.5 |
8.25 |
| State Bank of India |
0% |
0 |
8.0 |
7.5 |
8.5 |
8.0 |
8.75 |
8.25 |
| State Bank of Mysore |
1% |
|
7.75 |
7.5 |
8.25 |
8.0 |
8.5 |
8.25 |
| State Bank of Travencore |
0.5% |
|
7.5 |
7.0 |
8.5 |
8.0 |
8.75 |
8.25 |
| Sundaram Home Finance |
|
|
9.00 |
8.75 |
9.00 |
8.75 |
9.00 |
8.75 |
| Syndicate Bank |
Rs 1000 |
0 |
8.0 |
7.75 |
8.5 |
8.25 |
8.75 |
8.50 |
| Tata Home Finance |
|
|
12.0 |
7.75 |
12.0 |
8.25 |
12.0 |
8.5 |
| Union Bank of India |
|
0 |
9.75 |
9.5 |
10.25 |
10.0 |
10.75 |
10.5 |
| United Bank of India |
1% |
|
8.5 |
At PLR Minus 2.00% subject to a minimum of 9.5% |
9.0 |
At PLR Minus 2.00% subject to a minimum of 9.5% |
9.25 |
At PLR Minus 2.00% subject to a minimum of 9.5% |
| Vijaya Bank |
1% |
|
7.5 |
7.0 |
8.5 |
8.0 |
8.75 |
8.25 |
